Personal Loan Service Charge
| No. | Services | Description | Charges |
| 1.Fees to third party | 1.1 Valuation fee | Form VND 1,800,000 - 6,000,000 as Per Valuation company tariff | |
| 1.2 Notarization of Mortgagement Agreement fee | From VND 1,000,000 - 5,000,000 as per Notary office tariff | ||
| 1.3 Secured Transaction Registration fee | VND 80,000/request | ||
| 1.4 Fire Insurance of Collateral | 0.08% *Value of Collateral (Minimum Contract Value VND 300,000) |
||
| 2. Late payment interest | 2.1 Late payment interest | 150% of normal interest rate levied on Late Principal Outstanding on the daily basis | |
| 3. Early Redemption | 3.1 From 1st to 3rd year | Early Redemption fee | 2% |
| 3.2 From 4rd to 5th year | 0,5% | ||
| 4. Fee for Collateral management |
4.1 Issue of Confirmation letter about Mortgagement Collateral | VND 300,000/request | |
| 4.2 Issue of Confirmation letter to rent out Collateral/ complete Property Renovation/Construction | VND 300,000/request | ||
| 4.3 Issue of Loan Detail Confirmation (loan Balance, loan Payment History…) |
VND 300,000/request | ||
| 4.4 Issue of Clearance letter | VND 100,000/request | ||
| 4.5 True certified copies of loan documents | Issue true certified copies of loan documents fee ( with BOC stamps) | VND 100,000/request | |
| Request for true certified copies of loan document fee ( With Notary office stamps) |
VND 200,000/request | ||
| 4.6 Request for change/amend/update... collateral documents | Request for change of Collateral fee | VND 2,000,000/collateral + Third party fee, i.e Valuation fee | |
| Request for updated legal documents of Collateral | VND 1,000,000/request | ||
| Request for borowing Collateral document to Consulate | VND 1,000,000/request |
